Title Loans with ACE

Money when you need it most.

ACE Cash Express proudly offers title loans or title pawns in participating stores. Learn more about title loan or title pawn availability and the loan requirements below.

What is a Title Loan or Title Pawn?

A title loan, or title pawn depending on your state, is a loan where a vehicle title is used as collateral in exchange for the loan amount. The amount that you receive and the availability of a title loan differs for each state. In some states, title loans and title pawns are not available. Learn more about your state, and requirements, below.

Where are Title Loans and Title Pawns available?

Your state may offer either title loans or title pawns.

Why choose ACE Cash Express?

Getting a title loan at ACE has plenty of benefits:

  • Fast and easy application.
  • Instant loan decision.
  • You get to keep driving your car.
  • Cash on the spot.1

What you need to apply for a Title Loan

To apply for a title loan in-store, you will need the following:

  • Clear title in your name.
  • Valid government-issued photo ID.
  • Steady source of recurring income payments.

You can apply for a title loan in-store in Arizona, Louisiana, Oregon, Tennessee, and Texas.

Select a state above to learn more or search for the closest ACE Cash Express location near you.


Loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

In Ohio, you have until 5 PM CT on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5 PM CT on Thursday to cancel your loan.