Get your tax refund faster than a paper check

The ACE EliteVisa® Prepaid Debit Card is the quick way to receive your tax refund!1

Identity verification is required to use all account features.2

Request a card2

Get your tax refund faster1 than a paper check

When you choose to have your tax refund direct deposited to your Card, it can arrive faster than a paper check.1 Plus, you can have peace of mind knowing that the funds are FDIC insured through your card’s issuing bank.3

No-Fee Cash Withdrawals at ACE4

Direct depositing your tax refund allows you to withdraw up to $100 a day. A direct deposit (no dollar minimum) made to the card within the preceding 35 days in required.


Use everywhere Visa® debit cards are accepted.

The ACE Elite card has Visa Zero Liability Protection5 and lets you manage and spend your money without having to worry about cash at stores, in restaurants, or shopping online.

Manage your money online and on-the-go.

Use the ACE Elite Mobile App,6 and you can see every transaction, manage your money, and use features right from your smartphone. With one easy log-in you can see how much of your tax refund remains.

FeeAdvantageTM Plan

ACE Elite with Direct Deposit FeeAdvantageTM Plan

Make unlimited purchase transactions for only $5 a month.7 To qualify for this low, monthly rate, simply direct deposit $500 or more to your Card Account in one calendar month.

Earn Cash Back on Everyday Purchases

Earn Payback Rewards

Payback RewardsSM pays you back for many of your everyday purchases. The more you use your card, the more offers you will receive, and the more cash back you could get! 8

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How It Works

See how to add money, use your card, and what it costs.

Card Features

Learn about the tools that make your card so powerful.

Powerful Tools for Managing Your Money

Anytime AlertsTM

Get real time transaction alerts sent to you by email or text message.6

Send Money to Friends and Family

You can transfer funds at no-cost to other ACE Elite cardholders with just a few clicks in the Online Account Center or Mobile App.10

Savings Account

As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn 5.00% annual percentage yield. No minimum balance required.9

Purchase Cushion

When you have $500 direct deposited to your card account (payroll or government benefit direct deposits only) in one calendar month, we’ll help make life a little easier and may cover up to $10 over the balance of your card.11