The ACE EliteVisa® Prepaid Debit Card

Manage and control your money on one convenient prepaid debit card

Subject to card activation and ID verification.1

Request a card1


No-Fee Cash Withdrawals at participating ACE locations2

Make up to $100 per day in cash withdrawals at any of our 950+ participating locations when you have regular direct deposit activity.2


Get Paid up to 2 Days Faster3 with Direct Deposit

Get paid up to 2 days faster3 when you have your payroll or government benefits checks direct deposited to your prepaid debit card. Enroll in direct deposit, and not only will your funds be loaded right to your ACE Elite™ Visa® Prepaid Debit Card, you'll receive it up to 2 days faster.3


Use everywhere Visa debit cards are accepted.

The ACE EliteVisa® Prepaid Debit Card lets you manage and spend your money without having to worry about carrying cash at stores or in restaurants.

Pay Bills Online

Pay Bills Online4

You can pay rent, car payments, cable, internet, phone, or any other bills you have just by using your card to make online payments.4


Manage your money online and on-the-go.5

Whether you are at home or on-the-go, you can access all the most important information about your account from our Online Account Center and Mobile App.5

FeeAdvantageTM Plan

ACE Elite with Reduced Monthly Fee Plan6

Make unlimited purchase transactions for only $5 a month.6 To qualify for this low, monthly rate, simply direct deposit $500 or more to your Card Account in one calendar month. Show all Fee Plan Options.

Earn Cash Back on Everyday Purchases

Earn Payback Rewards7

Payback RewardsSM pays you back for many of your everyday purchases - the more you use your card, the more offers at select retailers and restaurants you are eligible to redeem.7

Powerful Tools for Managing Your Money


Anytime AlertsTM 5

Get transaction alerts sent to you by email or text message.5


Send Money to Friends and Family9

You can transfer funds at no-cost to other ACE Elite cardholders with just a few clicks in the Online Account Center or Mobile App.9


Savings Account8

As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn up to 5.00% annual percentage yield. No minimum balance required.8


Purchase Cushion10

We may cover up to $10 over the balance of your card, when you have $500 direct deposited to your card account (payroll or government benefit direct deposits only) in one calendar month.10

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How It Works

See how to add money, use your card, and what it costs.

Card Features

Learn about the tools that make your card so powerful.