The ACE EliteVisa® Prepaid Debit Card

Manage and control your money on one convenient card

Identity verification is required to use all account features.1

Request a card1

No-Fee Cash Withdrawals at ACE2

Make up to $100 per day in cash withdrawals at any of our 950+ locations when you have regular direct deposit activity.

Get Paid up to 2 Days Faster3 with Direct Deposit

Get paid up to 2 days faster3 when you have your payroll or government benefits checks direct deposited to your prepaid debit card. Enroll in direct deposit, and not only will your funds be loaded right to your ACE Elite card, you'll receive it up to 2 days faster.3


Use everywhere Visa debit cards are accepted.

The ACE Elite card has Visa Zero Liability Protection4 and lets you manage and spend your money without having to worry about cash at stores, in restaurants, or shopping online.

Pay Bills Online

Pay Bills Online

You can pay rent, car payments, cable, internet, phone, or any other bills you have just by using your card to make online payments.5

Manage your money online and on-the-go.

Whether you are at home or on-the-go, you can access all the most important information about your account from our Online Account Center and Mobile App.6

FeeAdvantageTM Plan

ACE Elite with Direct Deposit FeeAdvantageTM Plan

Make unlimited purchase transactions for only $5 a month.7 To qualify for this low, monthly rate, simply direct deposit $500 or more to your Card Account in one calendar month.

Earn Cash Back on Everyday Purchases

Earn Payback Rewards

Payback RewardsSM pays you back for many of your everyday purchases. The more you use your card, the more offers you will receive, and the more cash back you could get! 8

Powerful Tools for Managing Your Money

Anytime AlertsTM

Get real time transaction alerts sent to you by email or text message.5

Send Money to Friends and Family

You can transfer funds at no-cost to other ACE Elite cardholders with just a few clicks in the Online Account Center or Mobile App.10

Savings Account

As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn 5.00% annual percentage yield. No minimum balance required.9

Purchase Cushion

When you have $500 direct deposited to your card account (payroll or government benefit direct deposits only) in one calendar month, we’ll help make life a little easier and may cover up to $10 over the balance of your card.11

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How It Works

See how to add money, use your card, and what it costs.

Card Features

Learn about the tools that make your card so powerful.