Payday Loans

Money when you need it most.

Fast . Secure . Easy

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Qualifications for Payday Loans

Are you in need of fast cash but unsure whether you qualify for a payday loan? The good news is that many consumers can obtain a payday loan through a simple online application process. In addition, ACE Cash Express does not require lengthy paperwork or an extensive credit history.

To qualify for a payday loan, you must have the following:

  • Valid Social Security Number or Individual Taxpayer Identification Number.
  • Bank account.
  • Steady source of recurring income payments.
An online payday loan is a safe, confidential financial tool. ACE Cash Express does not require you to provide your reason for taking out a loan. Apply online and get an instant decision. If approved, your cash may be deposited directly into your bank account overnight.1,2

Considerations for Payday Loans

Payday loans are not for everyone. Keep the following information in mind before you begin the application process.

  • If you have an outstanding payday loan, you may be eligible for a payment plan with your existing lender.
  • Make sure you understand your repayment schedule, and do not apply for a payday loan if you are unsure about paying it back.
  • Do not apply for a payday loan to rebuild your credit. These short-term financial tools are not designed to rebuild credit.
Use your payday loan wisely. They are not suited for every financial situation. Make sure you weigh your options before applying.

More questions? Please contact an ACE Cash Express representative today at (866) 355-6815 for information about our application and loan qualifications.

Apply Now for a Payday Loan

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Fast Cash1,2

Have money deposited into your bank account overnight.1,2

Apply for a Payday Loan Online with ACE Cash Express


Apply online in minutes and get an instant decision.



Every loan at ACE comes with a 72-hour satisfaction guarantee.

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