Online Payday Loans at ACE

Online loans at ACE are a simple, fast and dependable way to apply for cash as soon as you need it.

Applying for a loan at ACE does not affect your FICO® credit score.

Get Started With a Payday Loan Application Today!

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Apply for a Payday Loan Online with ACE Cash Express

How do I apply for a payday loan?

We have simplified the online payday loan application process to make it fast and easy for you to apply for the cash advance you need. In fact, you can complete the application online in minutes and get a decision quickly. 

Make sure you have your Social Security number, source of income, and banking information handy while completing the application.

Payday loans are available online in the following states:

California, Idaho, Kansas, Louisiana, Minnesota, Texas


If approved, when will I receive my funds?

ACE Cash Express gives you the option to get cash fast, if approved! 1 You may be eligible for one or both of the following options:

  • Pick up cash at your nearest ACE Cash Express store.2
  • Have money deposited into your bank account overnight.2


What if I change my mind and decide to cancel my loan?

Payday loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

Learn More About Payday Loans