Money when you need it most.

ACE makes it fast and easy.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare Account by MetaBank

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Step 1

Apply online, by phone,
or at an ACE store near you.

Step 2

Step 2

Find out if you qualify for a loan—instantly.

Step 3

Step 3

If approved, get cash in hand or by the next business day!1

We Support Our Community and Local Charities
Since 2004, ACE has donated more than $13 million to charitable organizations in the communities we serve.

More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $13 million to charitable organizations in the communities we serve.

What our customers are saying about us…

Payday Loan Reviews

TrustPilot User Avatar

I was having issues applying for a loan …

I was having issues applying for a loan online. I made one call and got the matter taken care of. The live representatives are there to help ease the process and make it a great experience.

Sandra M.
April 6, 2017
TrustPilot User Avatar

Very easy to use

Very easy to use. No concerns at all. Loan was funded as expected and paid back thru automatic deduction from the account, also as expected. Lots of communication throughout.

Jennifer
December 21, 2017
TrustPilot User Avatar

Great company to do business with

Great company to do business with. They keep you informed every step of the way. Quick and easy loans with no hassel.

Sandra P.
May 4, 2017
TrustPilot User Avatar

Easy

Easy, simple, fast, and quick; what else could you ask for?

Heavy D.
April 6, 2018
TrustPilot User Avatar

Have had nothing but easy honest…

Have had nothing but easy honest transactions using ACE, have used them for years. Highly recommend!

Rhonda C.
April 10, 2018
TrustPilot User Avatar

Love It

Love working with them no complaints

Pariseanne C.
November 22, 2017

Installment Loan Reviews

TrustPilot User Avatar

Every time I call everyone is so helpful

Every time I call everyone is so helpful

Lillian G.
April 19, 2018
TrustPilot User Avatar

Best in Class

Great customer service via the phone and in store!!!

Gregory H.
January 29, 2017
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I love that i have the opportunity to…

I love that i have the opportunity to go online and get a loan.

Norma M.
November 11, 2018
TrustPilot User Avatar

Awesomeness

I'm very happy with the ACE Team!

S N.
December 21, 2017
TrustPilot User Avatar

Love it .

Love it . Really helps when in a bind. Customer service is awesome.

J C.
June 12, 2018
TrustPilot User Avatar

Easy to work with

I’ve found the ACE Cash Express site and employees easy to work with.

Maria G.
December 28, 2017
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ Populus Financial Group, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Populus Financial Group, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, ST.760164.000

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, CC. 700194.000.

WEBSITE ACCESSIBILITY STATEMENT

Populus Financial Group, Inc. (“Populus”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. Populus has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

Populus is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. Populus continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact Populus with any Accessibility Questions or Comments

Populus has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.